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iServe in USDA Iniative to Help Rural America

The iServe Blog



         iServe Residential Lending LLC's Iniative

                         to Help Rural America

   USDA Single Family Housing Guaranteed Loan Program Dedicated to

 Preservation of Rural Communities Throughout the U.S.



August 22, 2017. iServe Residential Lending LLC is proud to announce a campaign to aid home ownership in rural America. The iServe Initiative to Help Rural America works with the USDA to bring its USDA Single Family Housing Guaranteed Loan Program to interested homeowners nationwide.


The program could likely be called: “How to Buy a Home with No Money Down”.


Managed through the U.S. Department of Agriculture, the USDA Single Family Housing Guaranteed Loan Program is a timely program given the shortage of available housing in America. It is also dedicated to the preservation of our rural communities throughout the U.S. . Virtually 95% of the U.S. land mass is in eligible areas, including many “bedroom communities” of larger cities.


To get a glimpse of the thousands of communities where homebuyers are eligible for USDA financing, the USDA has compiled and published a map on its website at:


Over 85% of USDA loans are made to first-time homeowners, with 100% of the appraised value of a purchase property available to be financed. Some or all closing costs may be built-in as well if the appraised value is higher than the sales price.


Borrowers can realize lower monthly mortgage payments than FHA loans due to the relatively low annual guarantee fee. Loans are run through the Guaranteed Underwriting System (GUS) .


“Our USDA partners are the best in the business of USDA lending”, states Brett Vargo, iServe Director of Operations. “They have great capacity, execution and a desire to help us help homeowners by making these loans for our customers and others.


The iServe program includes a .750% pt price discount off published rates through 12/31/17.


iServe is a nationwide residential mortgage lender with a local presence in our community.




iServe Residential Lending, LLC is not affiliated with or acting on behalf of or at the direction of the USDA or the Federal Government. Programs, terms and guidelines subject to change without notice. Not all applicants may qualify. All loans subject to underwriter and investor approval. Licensed and Supervised by the Arizona Department of Financial Institutions Mortgage Banking License BK-0920658; Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, CRML License 413-0646; Colorado Supervised Lender #988552; Connecticut Mortgage Lender License ML-2914; Florida Mortgage License # ML0400224; Georgia Residential Mortgage Lender, License #19613; Maryland Mortgage Lender License #11855; Nevada Mortgage Banker License #3827; Nevada Mortgage Broker License # 3827; New Jersey Residential Mortgage Lender License # 512567; New York Mortgage Banker License B501014; North Carolina Mortgage Lender License  #L-124394; Oregon Mortgage Lender License # ML-3238; Pennsylvania Mortgage License #45947;Tennessee Certificate Registration # 000003929; Texas Mortgage Banker Registration #83950; Virginia Mortgage Lender License  #MC-322; Washington Consumer Loan License # CL-2914. iServe Residential Lending, LLC NMLS # 2914 (