If you're purchasing a home, pre-qualification lets you know the loan amount you qualify for, so you can start your search with a realistic budget in mind.
Here you will begin to fill out our fully digital and easy online application, making this as stress free as posible. And you can also find help here you with your application.
Once you're in contract, we'll order an appraisal. An appraiser will value the property, based on size, condition and location, so you can move forward with peace of mind. You will receive a copy of the appraisal.
We'll verify your employment, credit history, assets, and income to determine your eligibility.
A loan decision will be made at this stage.
If you're approved and any conditions are satisfied by the underwriter, your loan docs will be drawn and sent to your closing agent.
Here’s the fun part! Once your loan docs have been signed and funds are transferred, the Deed to the property records and escrow is closed. Now you can start planning your housewarming party!