At iServe Residential Lending, LLC we stand behind every branch and loan officer and empower you to maximize your earning potential by providing you with the speed and operational support you need. We call it iService while our partners call it fast and hassle free. It’s simple: we only succeed when our partners do. While other organizations seek to overwhelm you and your business, iServe Residential Lending makes sure that you maintain your identity and your client relationships. With iServe you are the direct home lender to your client, and a partnership with iServe is the most valuable advantage you can give your business. IServe takes care of your business so you can take care of your clients
iServe Residential Lending, LLC, is a rapidly growing mortgage lender. We’ll provide you with the products, pricing, and operational support to help you succeed. You will be working for a direct lender with financial strength that empowers you to grow your business and you will have access to all the resources and benefits of a multi-state mortgage company. Your success is our greatest strength...iServe has the tools for you to thrive!
The partnership begins when we make your move to iServe Residential Lending, LLC as quick and seamless as possible. The purpose of our corporate support is to free up your time and resources so you can focus exclusively on originating and closing residential loans. iServe’s comprehensive corporate support helps you maximize your earning potential personal career growth.
iServe Residential Lending, LLC is always looking to expand its network of dependable and trustworthy partners. For more information please contact our National Recruiter, Brian Monjazeb at (858) 945-0090 or visit www.joiniserve.com.
SHOULD I PREQUALIFY FOR A LOAN?
Prequalifying for a loan is a valuable step in the loan application process. Prequalifying let’s you know how much you can afford, so you start your home search with knowledge in hand. It can give you peace of mind and help you find the right home to fit your budget.
A pre-qualification is a must when house shopping! Without it, it’s like going to the market without your wallet. You can’t buy anything! So what does getting pre-qualified really mean? It means you know how much house you can comfortably afford to buy. Getting pre-qualified is simple and FREE!
A pre-qualification is by a lender, just like iServe Residential Lending, LLC. Through documentation that you provide, it is determined more accurately what you will qualify for which in turn means you know how much house you can afford to buy. You may now ask yourself, why is getting pre-qualified so important? Here are a few reasons.
Now don’t’ worry... the process is easy, fast and FREE!
You will need these documents to get started today:
Our Free Purchase Assistant is designed to help narrow down your loan options. It’s quick & easy.
There are many loan refinance options available. We will walk you through the process, so you understand your options and choose the best loan for you and your family.
If you’ve never refinanced, we will show you the way. We’ll sit down and explain the loan application process and answer all of your questions. Or, if you already know what you’re looking for, we’ll get you on your way.
If you’re looking to change your mortgage term, take out cash, consolidate debt, or lower your monthly payments, a conventional loan refinance is a great way to go! A conventional home loan refinance can help borrowers with good credit and a stable income to reap the rewards of their investment.
VA loans are an amazing benefit reserved for hard-working military personnel and their families. If you have an existing loan and want to lower your monthly rates or free up some cash, a VA loan is a great option. And if you already have a VA loan, you can get even more savings with an IRRRL loan.
Qualified military borrowers can refinance up to 100 percent of their home’s value. The cash-out refinance loan replaces your existing mortgage so you can secure lower interest rates.
If you have an FHA loan and want to lower your payments, or if you owe more than your home is worth, or have a low credit score, an FHA loan refinance can help you turn your situation around. You’ll breath easier knowing you can save money every month.
If you're purchasing a home, pre-qualification lets you know the loan amount you qualify for, so you can start your search with a realistic budget in mind.
Here you will begin to fill out our fully digital and easy online application, making this as stress free as posible. And you can also find help here you with your application.
Once you're in contract, we'll order an appraisal. An appraiser will value the property, based on size, condition and location, so you can move forward with peace of mind. You will receive a copy of the appraisal.
We'll verify your employment, credit history, assets, and income to determine your eligibility.
A loan decision will be made at this stage.
If you're approved and any conditions are satisfied by the underwriter, your loan docs will be drawn and sent to your closing agent.
Here’s the fun part! Once your loan docs have been signed and funds are transferred, the Deed to the property records and escrow is closed. Now you can start planning your housewarming party!
iServe Residential Lending, LLC was established in 2007 as a multi-state residential mortgage banker. iServe Residential Lending, LLC offers the financial strength, experienced personnel and passionate commitment in providing mortgage services to our customers. With our corporate headquarters in San Diego, CA. As a customer-centric organization, we are determined to make our customers' financial goals become a reality both quickly and efficiently through a diverse platform of mortgage solutions. When each of our employees says "I care" it’s not just a statement, but a philosophy displayed through our professionalism and exceptional service. This is who we are. We are iServe!